I have bad credit. Can you work with me to get a car?
We work with everyone. Whether you have good credit, bad credit, no credit or a discharged bankruptcy we can help. With DRIVESMARTUSA your job is your credit. We look at your potential, not your past. And we put great people in great cars!
How much do I need for a down payment?
Everyone's situation is different. And the finance numbers for every car is different. To give you an accurate answer, we need you to complete our online application. This will allow us to understand how much your budget will allow for a monthly car payment and match you with vehicle options that meet your needs and fall in line with your monthly budget. From time to time, we have specials with down payments as low as $499 or lower on select vehicles. Terms and conditions apply and are subject to credit approval. Average down payment amounts range from $1000 to $1500.
I work all the time. It is hard for me to get in to see you. Can you work around my work schedule?
Yes. Our Fast Approval process can help reduce the amount of time you will need to spend in the dealership. We can get you in and out in about an hour when you work through our Fast Approval Process. We get you approved before you arrive. And once you are at the dealership all you do is complete your test drive, sign and drive. Talk with one of our Sales Specialist for more details.
Do I need Insurance before I can drive off with my new car?
Yes. We require that the vehicle has collateral protection or comprehensive coverage. The State of Alabama also requires liability coverage.
Where do I go to make payments after I purchase my vehicle?
If you are using our Buy Here Pay Here financing, there are several convenient ways to make your payment. The easiest way is to set up automatic recurring payments. Once setup, automatic recurring payments give you peace of mind. You will not have to worry about forgetting to make payments. Nor will you have to deal with traffic or navigating your work / school schedule to make a payment before it becomes past due. You can also make your payments online via our website. Lastly, you have the option of paying in person at the Dealership with cash or with a debit card. At DRIVESMARTUSA we understand that today's world can be hectic. That is why we offer several ways to make your payments.
If you use bank financing to purchase your vehicle, your financial institution will be able to provide you with all of your payment options.
Where do I go if my car needs maintenance or repair after the sale?
We stand by you with great service before, during and after the sale. We pride ourselves on helping our customers stay on the road for years to come after they purchase a vehicle with us. From oil changes and break service to major repairs, we can help. Simply make an appointment to bring your car in to our service center. If maintenance or repair work is needed, we will provide an estimate before we do the work and provide a time table on how long it will take.
Where You Can Find Us?
DRIVESMARTUSA has two locations:
In Huntsville, Alabama we are located at 2100 Sparkman Drive NW. Call us at 256-964-6839.
In Lawrenceburg, Tennessee we are located at 2144 North Locust Ave. Call us at 931-240-4412.
At DRIVESMARTUSA We Put Great People In Great Cars. We Have Keys For You!